New Hampshire Insurance

Instant New Hampshire insurance quotes are available on a wide range of insurance products such as auto insurance, flood insurance, life insurance, long term care insurance, health insurance, and homeowners insurance. Upon receiving their online insurance quotes in New Hampshire, prospective policyholders may compare hundreds of plan options and insurance rates from numerous major carriers. A New Hampshire insurance company is permitted to deny an application for coverage due to an individual's health status. Nevertheless, individuals seeking health insurance coverage may be eligible for HIPAA provided that 1) they carried a minimum of non-stop creditable coverage lasting 18 months, 2) the final day of the insurance coverage was under a group plan, and 3) the COBRA continuation coverage has been exhausted. Individuals who are eligible under the Health Insurance Portability and Accountability Act (HIPAA) immediately qualify for coverage under the New Hampshire Health plan (NHHP). This form of New Hampshire insurance provides coverage to persons with pre-existing health conditions who would otherwise be disqualified from obtaining an individual health insurance policy.

Residents are required to carry uninsured motorist insurance in New Hampshire, and it is strongly recommended that they take out a collision/comprehensive policy. While New Hampshire residents are not required to purchase liability insurance to cover damage to a third party's person and vehicle in an accident caused by the insured (one of a handful of states with such an insurance law), they are encouraged to do so.