Ohio Insurance

Ohio insurance carriers typically provide a wide selection of insurance products such as 1) student health insurance, 2) term life insurance, 3) universal life insurance, 4) liquor liability insurance, 5) commercial auto insurance, 6) professional liability insurance, 7) director and officer liability insurance, 8) pollution liability insurance, 9) property and general liability insurance, 10) homeowners insurance, 11) recreational vehicles insurance, 12) fire insurance, 13) mobile homes insurance, 14) motorcycle insurance, and 15) watercraft insurance.

Drivers looking to purchase liability insurance in Ohio must meet the following minimum insurance requirements:

• $12,500 in bodily injury coverage per individual up to a maximum of $25,000 per accident
• $7,500 for property damage per accident

This barebones coverage is generally referred to as 12.5/25/7.5.

An Ohio insurance company is allowed to turn down a health insurance applicant who has a health condition such as epilepsy, diabetes, cancer, heart disease, AIDS or alcoholism, among others. By shopping around in the vast online marketplace, consumers will find customized policies at discounted insurance rates. There are numerous sites that offer prospective policyholders the opportunity to receive quick and free Ohio insurance quotes, which save time, money, and effort. To request an online quote, applicants need only complete a short automated form- a simple process that takes less than 3 minutes. No social security number or credit check is required. Insurance quotes in Ohio make it possible for visitors to compare the products, plans and rates of hundreds of top-of-the-line providers side-by-side.