Tennessee Insurance
Consumers may visit an online Tennessee insurance quotes service to obtain coverage options and competitive insurance rates from the top providers. Free and no obligation insurance quotes in Tennessee enable prospective policyholders to compare hundreds of policies simultaneously. Online visitors may obtain quotes on numerous types of insurance, including 1) life insurance, 2) health insurance, 3) business insurance, 4) home insurance, 5) dental insurance, and 6) auto insurance.
Drivers are required to purchase auto insurance in Tennessee with the following minimum coverage requirements set forth by the Tennessee Department of Insurance:
- $25,000 in bodily injury liability per injured individual up to a maximum of $50,000 per accident
- $10,000 in property damage liability
A Tennessee insurance company refers to this type of coverage as 25/50/10.
Residents who have a mortgage on their home are required to purchase homeowner's insurance in Tennessee. For individuals seeking health insurance, the two most popular types of policies offered by Tennessee insurance carriers are 1) managed-care plans and 2) fee-for-service plans. The former, which includes Point-of-Service plans (POS), Preferred Provider Organizations (PPOs) and Health Maintenance Organizations (HMOs), charges policyholders a fixed, periodic fee for access to comprehensive medical treatment and services. The latter allow policyholders to obtain treatment, after which the health insurance provider covers part or all of the medical bills.