Texas Insurance
Consumers shopping for auto insurance in Texas will find a wide selection of coverage options, including the following: 1) rental reimbursement, 2) liability, 3) towing and labor, 4) medical payments, 5) comprehensive (for physical damage not caused by a collision), 6) personal injury protection (PIP), 7) collision (damage to vehicle), and 8) Uninsured/Underinsured Motorist. Drivers are required to purchase liability insurance with the following minimum coverage:
- $20,000 in bodily injury liability per injured individual, up to a maximum of $40,000 per accident (for all injuries)
- $15,000 in property damage liability per accident
A Texas insurance company typically refers to this as 20/40/15 coverage. Since insurance rates for identical policies vary significantly from one carrier to the next, consumers benefit considerably from comparison-shopping. To obtain instant and free Texas insurance quotes from multiple top-rated providers, prospective policyholders must simply complete one short online form. By investing less than five minutes to fill out the brief questionnaire, individuals may save hundreds of dollars on different policies or plans. Health insurance quotes in Texas, for instance, necessitate solely the submission of the following information: 1) zip code, 2) type of coverage (i.e. individual plan, family or group plan, senior plans, or child-only plan).
The Texas Department of Insurance provides an online tool that helps consumers verify a Texas insurance provider's track record. Consumers seeking a life insurance or homeowners insurance policy in Texas should focus on four factors: 1) comfort level with the provider or agent, 2) quality of the service, 3) length of time that the carrier has been in business, and 4) price.