Virginia Insurance

Consumers shopping around for the best value and low insurance rates may request Virginia insurance quotes by completing and submitting a short online form. For instance, to obtain health insurance quotes in Virginia, applicants are required to fill in the following fields: 1) birth date, 2) gender, 3) smoker or non-smoker, 4) weight, 5) height, and 6) zip code. To compare auto insurance in Virginia, prospective policyholders must enter the following information on the quote request form: 1) the location of their vehicle, 2) their zip code, and 3) their insurance status in the last 30 days.
Drivers in Virginia are required to purchase liability insurance, with the following minimum coverage set forth by the Bureau of Insurance:

• $25,000 in bodily injury liability per individual up to $50,000 per accident
• $20,000 in property damage liability
• $25,000 in uninsured/underinsured motorist coverage per individual and up to $50,000 per accident

A Virginia insurance company typically offers the following types of life insurance:

1. Whole life insurance, which is a permanent life insurance that generates cash value
2. Term life insurance, which is time-limited and available in many variations
3. Universal life insurance, which is a hybrid of whole and term insurance

Virginia insurance carriers provide a variety of health coverage options such as 1) dental insurance, 2) student health insurance, 3) short-term health insurance, 4) small business health insurance, 5) family health insurance, and 6) individual health insurance. Individuals who were recently insured under the plan of a private health insurance provider or their employer may be eligible for HIPPA or COBRA health insurance coverage. Additional product plans are also available including homeowners insurance, travel insurance and business insurance.