Washington Insurance
Drivers are required to satisfy the following minimum levels of auto insurance coverage mandated by Washington law:
- $25,000 in bodily injury liability for each injured individual up to a maximum of $50,000 for all injured occupants; and
- $10,000 in property damage liability.
A Washington insurance company will typically refer to this as 25/50/10 coverage.
Pursuant to the Washington Credit Scoring Law, auto insurance providers are prohibited from denying coverage or setting rates on the basis of credit information. Prospective policyholders shopping for insurance in Washington will find numerous services that facilitate purchase of this product. Washington insurance quotes, which are free and do not require any commitment from the consumer, are readily available and offer the most competitive insurance rates from the leading carriers in the business. Requesting insurance quotes in Washington is a quick, reliable, and simple process, requiring simply that applicants enter their zip code or answer a brief set of questions. Consumers may obtain quotes on a wide variety of Washington insurance products such as the following:
Prospective policyholders may avail themselves of numerous discounts offered by Washington insurance companies, including the following:
- Insurance score discount
- New home discount
- Discount for safety/security device installation (i.e. burglar alarm, smoke/fire alarm, fire extinguisher, deadbolt locks)
- Claims history discount (i.e. applicant has not filed a claim in the last three years); and
- Multi-line discount for individuals who, for instance, insure both their auto and home with the same company